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Option 1 – Full Institute Fee Programme (FIF)

Key Features
 

  • Zero-Cost Monthly Fee Payment Facility for Parents - Provide all existing/prospective parents with an affordable method to pay their college fees in small monthly payments throughout the year, without any extra costs (including previous years' dues).
     

  • Boost Cash Flow at the Start of the Academic Year - The college receives the entire year's annual fee upfront at the beginning of the academic year, thereby boosting cash flow, instead of collecting it themselves in multiple installments from students/parents throughout the academic year. Hence, if a college's annual fee collection is Rs 10 crores, they can receive almost the entire annual fees (or up to 70%) of Rs 10 crores upfront from the finance agency at the start of the academic year.
     

  • 100% Approval for All Students with Zero Documentation Required - All students/parents of a college, irrespective of parents' income/demographic/previous credit history, can sign up for the monthly payment plan in less than 2 minutes. Hence, the college can eliminate their own quarterly/monthly fee collection practice and guide parents to sign up for monthly payments. 

Option 2 – Individual Student Education Loan


Key Features

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  • 'Students First' Approach - Loans underwriting decision based on the student's potential and future employability, instead of their family's social standing and income.

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  • 100% Financing - All education-related costs, such as tuition fees, examination fees, living and travel expenses, and pre-admission costs, are covered.

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  • Fastest Loan Sanctions - Swift documentation, creating a smooth experience so that the loan can be approved immediately.

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  • Simplified and Streamlined Digital Process - 100% digitally enabled ecosystem that allows students to submit necessary documents online, making the loan process easy and paperless. Holistic approach towards student development.

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Key Benefits
 

  • 100% digital process, 6-hour approval.

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  • 48-hours fund transfer.

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  • Collateral-free loans up to 25 lakhs at competitive interest rates.

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  • Loans offered for up to 10 years of tenure.

Short Ticket Loans

Short ticket loans starting from INR 10,000 and up to INR 5 lakhs in value. With short ticket loans, the objective is to avoid drop-offs in admissions due to a lack of funds with the students and their parents. With its Zero-Cost EMI options, it enables institutes to function with full batches and reduces the erosion of revenue. Further, the speed and efficacy with which loans are processed and approved differentiates the offerings from the rest of the loan providers.

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